Credit Expert and Writer

There's nothing I enjoy more than busting a myth or two about credit. 

Helping point someone to a resource that solves a pressing problem.

Using the power of the pen to expose costly rip-offs and scams.

Or sharing an inspiring story about someone overcame a financial challenge.

Early in my career I wrote the first mass-market book about consumer credit reports and scores. The Ultimate Credit Handbook was named one of the top 5 personal finance books of the year when it was released, and my writing career took off.

Since then I've authored 5 books and countless articles that have appeared on websites including Forbes, MSN,, The Today Show website, Yahoo!, and many, many others. 

Articles I've Written

Below you'll see links to just a few of articles I have written for various outlets. I am available for limited freelance writing opportunities.

Feel free to contact me if you are looking for an experienced freelance writer on credit, travel and money, or small business financial topics. I am also available for interviews on these topics. 

The 12 Best AI Tools for Small Businesses and How to Use Them (AllBusiness)

Business Credit Cards (comprehensive guide) (Nav) 

How Many Credit Cards Should I Have? (Buy Side from Wall Street Journal) 

Do You Know These Types of Trade Credit Fraud and How to Prevent Them? (Nectarine Credit)

I Was a Victim of Business Identity Theft—And It Can Happen to You, Too (AllBusiness/Forbes)

Reference Check Questions for Employment (checkr)

Don’t Fall For This Small Business Loan Scam (StartupNation)

Banner Ad Examples and Why They Work ( 

New PPP Loans/Grants: How to Qualify and Apply (Nav blog)

New $10,000 EIDL Grants: Do You Qualify? (Nav blog)

In a Financial Rut? Here’s How 3 Creative Business Owners Mastered Money (StartupNation)

How to Pay Back an EIDL or PPP Loan (Nav blog)

EIDL Alert: Why You Must Read the Fine Print of Any Loan Agreement (AllBusiness and Forbes)

How to Apply for Forgiveness for Your Paycheck Protection Program (PPP) Loan (Nav)

9 Answers to Your Most Pressing Unemployment Questions (AllBusiness)

Think and Grow Big: 13 Small Business Experts Share Strategies for Maximum Growth (AllBusiness and Forbes)

6 Strategies To Recession-Proof Your Small Business (Forbes)

20 Financial Bloggers Share Their Secrets to Running a Successful Blog (AllBusiness)

7 Ways to Use Your Advantage Age When Starting a Business (AllBusiness)

5 Creative Ways to Test Market and New Product (AllBusiness)

11 Free Programs to Help Veterans Succeed as Entrepreneurs (AllBusiness)

Why and How to Separate Your Business and Personal Finances (Home Business Magazine)

How to Win a Small Business Grant: Entrepreneurs Share Strategies for Success (AllBusiness)

5 Types of Small Business Funding (Home Business Magazine)

Debt vs. Equity Financing: How to Easily Decide Which is Best for Your Business (Home Business Magazine) 21 Tips to Take Your Business to the Next Level (Forbes)

5 Fast-Growing Businesses Reveal Their Shared Secret To Success (Forbes)

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