About Me 

Helping consumers find reliable answers to their credit and financing questions has been the theme of my work for the past 20+ years. Known as an expert on credit and issues, I've been interviewed for more than 4,000 news interviews including The Today Show, Dateline NBC, The New York Times, USA Today and Reader's Digest. I've also tested before Congress on consumer credit legislation.

I've answered more than 10,000 credit questions online. 

As a speaker, I've addressed both consumer and industry audiences. As just a couple of examples, I was a featured speaker in an 18-city speaking tour sponsored by a major financial institution and a multi-city speaking tour to Air Force bases. You can see my speaking schedule here.

I am now education director for Nav, where I help individuals and business owners navigate the confusing world of consumer and small business credit. 

As an educator, I am the author or co-author of six books:

  • Finance Your Own Business: Get On The Financing Fast Track , co-authored with small business attorney and Rich Dad Advisor Garrett Sutton (SuccessDNA 2016). Get a free copy of this book when you sign up for a free Nav account here
  • Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights. Get a free copy here
  • Reduce Debt, Reduce Stress (Good Advice Press)
  • The Ultimate Credit Handbook (Plume), which was featured in Money magazine as one of the five best new personal finance books of the year when released.
  • Invest In Yourself: Six Secrets to a Rich Life (Wiley)
  • Slash Your Debt: Save Money & Secure Your Future (Financial Literacy Center).

For three years, I was the host of a weekly live radio program Talk Credit Radio.

I reach thousands of consumers every month through these websites, as well as many others to which I contribute articles. 

I hold a BA in International Business / Political Affairs from Taylor University, and an MA in Adult Education / Psychology from Vermont College.

On a personal note, I am a proud mom, love to accumulate credit card points so I can travel, and I radically downsized my home not long ago. 


I hope you find the resources I share here helpful! 

Connect With Me

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