Gerri Detweiler's Credit Blog

Here you'll find my latest podcasts and new articles. And, as always, I am happy to answer your credit questions!

Apr 13, 2018

Insurance Tips for Small Business Owners

Insurance can be very confusing for small business owners.

I'm pleased to be featured in this story on FitSmallBusiness.com offering expert insurance strategies for entrepreneurs.

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Mar 27, 2018

The Free Coworking Space That’s Under Your Nose

Entrepreneurship can be lonely, especially in the early days before a business is large enough to hire a team. Many entrepreneurs are turning to co-working spaces to get out of their home (or coffee shop) and to meet other entrepreneurs.

But these spaces aren’t available in every city — or in rural areas, in particular — and they cost money, which is often in short supply. It can be especially hard to justify spending money on a membership if you only need to use it occasionally.

But there’s a co-working space that can be found in most communities across the country, and best of all it’s free. Have you guessed it? Read the article now.

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Mar 21, 2018

The Main Thing You Probably Don’t Understand About Credit Reports

What do you think of when you hear the word "file?"

If you're older, you probably picture a manila file folder suitable for holding paper of some kind. If you're younger, a computer file may come to mind. The word “report” might conjure up a school project or a formal written document—perhaps of a legal, medical or business nature.

It's understandable that when consumers hear the words "credit report" or "credit file" they picture something that may not be entirely accurate. Their misconceptions about what those terms mean can create confusion when they review their credit or dispute errors. Let's clear up that confusion.

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Mar 15, 2018

14 Tips to Make Your Small Business Look Professional

If you want to start your small business right and reduce your chances of failing, you’re in luck. All across the country, there are experts who have seen firsthand what business owners often do wrong—and right—and can help you avoid similar mistakes. Follow their advice to succeed - here’s how.

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Sep 26, 2017

Equifax Breach and Credit Freezes

Should you freeze your credit after the Equifax breach? Maybe...or maybe not. My take on this issue may surprise you.

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Sep 01, 2017

The Little-Known Trick That Can Improve Your Credit This Month

When Calvin first started tracking his credit scores with his Nav account, he was struck by how much his personal credit score would fluctuate from month to month. In the first four months he monitored it, his score went up 52 points, down 42 points then back up again by 46 points. (All of these changes were in relation to his original score.)

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Aug 28, 2017

How To Know If You Should Start A Business In Your 70s

When you start a business, plenty of people will think you’re crazy, even if they don’t say it to your face. The fact you’re taking a risk and seizing an opportunity might make them both nervous and envious. But what if you start a business in your 70’s?

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Aug 25, 2017

I Was An ID Theft Victim: Here’s What I Did Right (And Wrong)

It was bound to happen at some point: I became a victim of identity theft. After a 20+ year career writing and educating consumers about credit, including identity theft, I found myself on the other side of the story.

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Aug 23, 2017

PayPal’s Big Move in Small Business Financing: Will It Help You?

Looking for fast financing for your small business? PayPal has announced it has acquired Swift Capital, and for some small business owners this could mean access to faster loans at attractive terms. But will they be right for your business?

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Aug 21, 2017

10 Business Podcasts Every Entrepreneur Should Be Tuning Into

You’re slammed with the daily challenges of running your business. How do you find time to learn about ways to solve sticky problems or learn new strategies to help you grow your business?

One solution: Listen to small business podcasts.

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Aug 18, 2017

9 Online Sites to List Your Brand-New Business

You’ve put your heart and soul into launching your small business. Now you need to help customers find you. In addition to investing in sales and marketing efforts, you can get your business in front of your prospects via a variety of online sources, many of which offer free basic listings. Here are nine essential places to start.

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Aug 14, 2017

Small Business Owners May See A Credit Score Boost

Do you monitor your credit scores and reports? If you do, and you have a judgment or tax lien on your credit reports, you may be in for a welcome surprise. After July 1, 2017, many of those items won’t appear on credit reports.

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Jan 27, 2017

How to Get High Limit Credit Card Offers

A listener wants to get high limit credit cards offers - and 0% interest. Here's a surprising way he may pull that off!

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Dec 14, 2016

Finance Your Own Business

Free for a limited time! You can get a free copy of this award winning book (U.S. only) through a special promotion with Nav, the only source for free

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Dec 06, 2016

Best Business Credit Cards for Start Ups

Financing options for start ups are often limited. If you don't have friends or family with funds, or money parked in savings, you may feel stuck. That's where credit cards often come in, and they can be a better option than you may realize. Here's why:

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