Gerri Detweiler's Credit Blog

Here you'll find my latest podcasts and new articles. And, as always, I am happy to answer your credit questions!

Sep 26, 2017

Equifax Breach and Credit Freezes

Should you freeze your credit after the Equifax breach? Maybe...or maybe not. My take on this issue may surprise you.

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Sep 01, 2017

The Little-Known Trick That Can Improve Your Credit This Month

When Calvin first started tracking his credit scores with his Nav account, he was struck by how much his personal credit score would fluctuate from month to month. In the first four months he monitored it, his score went up 52 points, down 42 points then back up again by 46 points. (All of these changes were in relation to his original score.)

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Aug 28, 2017

How To Know If You Should Start A Business In Your 70s

When you start a business, plenty of people will think you’re crazy, even if they don’t say it to your face. The fact you’re taking a risk and seizing an opportunity might make them both nervous and envious. But what if you start a business in your 70’s?

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Aug 25, 2017

I Was An ID Theft Victim: Here’s What I Did Right (And Wrong)

It was bound to happen at some point: I became a victim of identity theft. After a 20+ year career writing and educating consumers about credit, including identity theft, I found myself on the other side of the story.

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Aug 23, 2017

PayPal’s Big Move in Small Business Financing: Will It Help You?

Looking for fast financing for your small business? PayPal has announced it has acquired Swift Capital, and for some small business owners this could mean access to faster loans at attractive terms. But will they be right for your business?

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Aug 21, 2017

10 Business Podcasts Every Entrepreneur Should Be Tuning Into

You’re slammed with the daily challenges of running your business. How do you find time to learn about ways to solve sticky problems or learn new strategies to help you grow your business?

One solution: Listen to small business podcasts.

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Aug 18, 2017

9 Online Sites to List Your Brand-New Business

You’ve put your heart and soul into launching your small business. Now you need to help customers find you. In addition to investing in sales and marketing efforts, you can get your business in front of your prospects via a variety of online sources, many of which offer free basic listings. Here are nine essential places to start.

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Aug 14, 2017

Small Business Owners May See A Credit Score Boost

Do you monitor your credit scores and reports? If you do, and you have a judgment or tax lien on your credit reports, you may be in for a welcome surprise. After July 1, 2017, many of those items won’t appear on credit reports.

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Jan 27, 2017

How to Get High Limit Credit Card Offers

A listener wants to get high limit credit cards offers - and 0% interest. Here's a surprising way he may pull that off!

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Dec 14, 2016

Finance Your Own Business

Free for a limited time! You can get a free copy of this award winning book (U.S. only) through a special promotion with Nav, the only source for free

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Dec 06, 2016

Best Business Credit Cards for Start Ups

Financing options for start ups are often limited. If you don't have friends or family with funds, or money parked in savings, you may feel stuck. That's where credit cards often come in, and they can be a better option than you may realize. Here's why:

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Nov 09, 2016

Cheapest Places to Retire Overseas

Retiring overseas can offer immense advantages, including lower living expenses, great healthcare and the opportunity to see the world. Don't have a

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Jul 15, 2016

Looking for Small Business Financing? This Can Help

Small business owners, on average, spend 26 hours researching and applying for financing. And 22% have given up because they're discouraged.

There is a better way to find and apply for financing. It's called MatchFactor, and it's available exclusively from Nav.

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Jun 23, 2016

The 12 Best Balance Transfer Credit Card Offers of 2016: Longest Terms

Balance transfers can be a great way to save money and get out of debt faster. I've used them successfully myself, but I've also run into traps with these offers. I don't want you to wind up regretting a balance transfer! Here are some great tips--and credit cards--that offer the best deals.

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Jun 15, 2016

What Are The Best Ways to Help Young People Establish Credit?


Many young people are avoiding credit cards out of fear they will run up debt. The fact that they are cautious about debt is good. What's not so good is that they are missing the opportunity to build credit, which can help them down the road if they want to get a mortgage or finance a car.

In this article by Bloomberg's Suzanne Woolley, I share strategies for helping young people build credit.

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