Mortgage Loan Tips

Are you looking for the best mortgage rates? Do you want to buy a home but have less than perfect credit? I’ve got great mortgage loan tips here no matter what you’re trying to accomplish!

What Affects Mortgage Rates?

Find out what factors impact mortgage rates, and more importantly, how you can get a great rate.

How Do Mortgage Rate Locks Work?

Learn what it means to “lock a rate”, and when you should consider it.

When to Refinance Mortgage
A mortgage is the largest debt many of us will ever have. How do you know when to refinance that debt to save money - without going deeper in debt? And what about those who have tried to refinance in the past few years, but haven’t been able to due to their home’s value. What options do they have? Joining me in this interview to share his expert insights is Joe Kelly from

Less than Perfect Credit?

Get a Mortgage Even with Damaged Credit

Just because you’ve been through credit problems, that doesn’t mean you can’t buy a home. Listen to learn how to get a mortgage even if you've been through foreclosure, your spouse has bad credit, or you have no equity in your home!

Credit Report Mistakes and Mortgages

Hopefully you’ve checked your credit before trying to quality for a home loan. What happens if you find mistakes? Learn how to dispute mistakes on your credit reports.

Over 62 and Thinking About a Reverse Mortgage?

How Do Reverse Mortgages Work?

Join me as I talk with a reverse specialist about how reverse mortgages work, including pros and cons of reverse mortgages. You'll learn surprising ways these loans are used, including to ensure a more comfortable retirement, to help protect your inheritance, and even to help homeowners get out of foreclosure!

Underwater On Your Home?

HARP 2: What's Really Happening?

HARP 2.0 is supposed to help underwater homeowners - including those who owe far more than their homes are worth - refinance. Is it working?

Mortgage Loan Tips You Won't Want to Miss

Listen to mortgage loan tips from Gerri Detweiler's Talk Credit Radio.

FHA Loan MIP Changes Not rated yet
FHA loans can be great if you need a low down payment mortgage or if your credit isn't so hot. But they are going to get more expensive. Find out what's …

You Can’t Afford To Lie To Your Loan Officer  Not rated yet
Before you try to spin your financial situation to your mortgage broker, listen to this advice from's Joe Kelly as he explains why you need …

Mortgage Topics - VA loans and rates Not rated yet
Are mortgage rates finally headed up soon?'s Joe Kelly explains why they may be, and also describes a VA loan program that sounds almost too …

How A No Closing Cost Mortgage Works Not rated yet
Mortgage rates are 60 year lows, but some homeowners are afraid to take advantage of them because they refinanced last year when rates were a bit higher. …

Mortgage Rate Quotes + New Foreclosure Help Not rated yet
Why does it always seem that the mortgage rates you see in the paper or online are different than the ones you may actually get?'s Joe Kelly …

How to Get A Mortgage After Bankruptcy Not rated yet
If you're one of the millions of Americans who have been through bankruptcy, or are thinking about it, you'll want to hear this episode of Talk Credit …

Mortgage After Short Sale or Foreclosure Not rated yet
Are you one of the millions of Americans who has been through a short sale or foreclosure? Can you buy a home again and take advantage of low home prices …

Should You Refinance? Not rated yet
Mortgage rates are really low, should you refinance? Talk Credit Radio host Gerri Detweiler talks with Joe Kelly of, as he shares the latest …

How to Get A Low Mortgage Rate Not rated yet
Mortgage rates are great...what does it take to get that low rate?'s Joe Kelly explains how to take advantage of this great market. Listen …

Spring Homebuying Season Not rated yet
Thinking about taking advantage of low rates and low home prices?'s Joe Kelly explains how you can get a great mortgage rate. Listen or …

Mortgage Program Changes Alert Not rated yet
If you're thinking of buying a home or refinancing, you'll want to understand recent changes in the mortgage programs available.'s Joe Kelly …

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