Confessions of a Credit Junkie

Guest: Beverly Harzog

Guest: Beverly Harzog

She’s a credit card expert and well-known financial journalist now, but years ago, Beverly Harzog was in credit card trouble. She had maxxed out seven credit cards, was missing minimum payments and bouncing checks, and had even stopped opening her mail. But she dug out of debt and shares her story as well as her advice in her new book, Confessions of a Credit Junkie: Everything You Need to Know to Avoid the Mistakes I Made.

In this interview, she shares how she got into debt, as well as the strategies she used to pay off about $20,000 in credit card debt in approximately two years. She also shares answers to some of the most common questions she hears, including how to find the top reward cards and how to rebuild credit.

She also explains how she now profits from her credit cards. She has truly transformed her experiences into a way to help consumers. Get inspired and informed in this conversation with Beverly! This episode aired live November 25, 2013.

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About My Guest

If you listen to Talk Credit Radio regularly, you know that Beverly Harzog is one of my favorite guests. She is a credit card expert who loves to read the fine print on credit card offers! I had the pleasure of working with Beverly when she worked with

You'll see some of her credit card reviews on's Best Credit Cards in America series. I was also honored to review an early copy of her book and write an endorsement. Beverly is smart and funny, and everyone can learn a lot from her.

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